Navigate Risks

Empowering businesses and individuals to navigate risk with specialist advice and tailored insurance solutions.

Services We Provide

Jewellers Block

Tailored insurance coverage for niche, high-value assets. For jewellers, retailers, wholesalers, and dealers, covering stock, transit, premises, and high-value jewellery risks.

Financial Institutions

Specialist insurance solutions for banks, insurers, investment firms, and financial service providers, including cover for professional liability, crime, cyber, and management risks.

Marine

Marine insurance for vessels, cargo, ports, logistics, and marine operations, supported by access to specialist insurance markets and experienced underwriters.

Energy

Insurance solutions for oil, gas, power, and renewable energy businesses, covering operational, liability, construction, and asset-related risks.

Kidnap & Ransom Insurance

Confidential protection with global market access for individuals, executives, and businesses exposed to kidnap, extortion, detention, or crisis-related security risks.  

Property Insurance

Cover for buildings, contents, stock, equipment and business assets against insured damage caused by fire, theft, accidents or other physical risks.

Construction & Engineering

Insurance for construction projects, contractors, machinery and equipment, including cover for project risks, machinery breakdown and installation-related exposures.

Liability Insurance

Protection for businesses against third-party injury, property damage, legal liability and claims arising from day-to-day commercial operations.

Medical Insurance

Health insurance solutions for employees and groups, supporting access to medical treatment, hospital care, consultations and ongoing healthcare needs.

Life & Personal Accident

Protection for employees against death, accidental injury, disability or loss of income, helping businesses support staff and families.

Motor

Motor insurance for private vehicles, covering accidental damage, third-party liability, theft, and claims support.

Travel

Travel insurance covering medical emergencies, trip cancellation, lost baggage, delays, and other unexpected travel risks.

Home

Home insurance for your property, contents, valuables, and personal belongings against damage, theft, and accidents.

Yachts

Yacht insurance for private boats and pleasure craft, covering hull damage, liability, equipment, and marine-related risks.

Life & Personal Accident

Life and personal accident insurance for financial protection against death, accidental injury, disability, or loss of income.

Group Medical

Group medical insurance for employees and dependents, with tailored health benefits, hospital networks, claims support, and cost-effective coverage options.

Group Life & Personal Accident

Comprehensive employee protection covering death, disability, and accidental injury, helping businesses provide financial security for staff and their families.

Workmen's Compensation / Employers Liability

Cover for workplace injury, illness, or employment-related liability, helping businesses meet employee protection and legal requirements.

Employee Benefits

Employee-focused insurance solutions covering health, life and accident benefits, helping businesses protect their teams and support staff wellbeing.

Group Critical Illness

Financial support for employees diagnosed with covered serious illnesses, helping protect staff and families during treatment and recovery.

Keyman Insurance

Business protection for the financial impact of losing a key employee, partner, or senior decision-maker due to death or serious illness.

Term Insurance / Critical illness

Life cover for a fixed period, with critical illness protection to support your family, treatment costs, and recovery needs.

Whole of Life Insurance

Long-term life insurance designed to provide lifelong protection and financial support for your chosen beneficiaries and estate.

Children's Plan

Savings and protection plans designed to support your child’s education, future goals, and financial security needs.

Individual Savings Plan

Structured savings plans to help individuals build wealth steadily for medium and long-term financial goals over time.

Why Choose Us?

At PWS Gulf, we bring together deep regional understanding and global insurance expertise to deliver customised risk solutions. Our experienced professionals work closely with clients to assess, structure, and manage complex risks effectively, ensuring confidence.

200+ Years

Of Collective Experience

70+ Employees

Trusted by Businesses

Multinational Team

Global Expertise, Local Insight

28 Years

In the UAE

Protect your business with the right cover.

Our team helps individuals and businesses find the right insurance cover for their risks, assets, people, and long-term protection needs.

Client's Testimonials

Hear from clients who trust PWS Gulf for clear advice, responsive service, and insurance solutions tailored to their needs.

Send us a message

Reach out to us today to learn more about our services or to schedule a consultation. Let’s build a safer, stronger future together.

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