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Employee Benefits



Employee benefits are increasingly becoming a major employment factor for staff, particularly in the Middle East. Access to benefits such as medical and life cover is a significant element in the successful recruitment of talented individuals. Creating a broad spread of attractive benefits at a reasonable price delivers competitive advantages to firms.

There has been a huge increase in the regional premium volume of Medical Expenses (i.e. Health) insurance during recent years. This has partly been driven by government initiatives to make Medical insurance provision compulsory, particularly in Saudi Arabia, Abu Dhabi, Bahrain, with other areas set to follow.

At PWS Gulf, our dedicated Medical & Life division has access to both local and international providers. We place both staff and worker group schemes, and high end executive level plans providing bespoke global coverage.

We can arrange Group Life schemes, and/or Group Personal Accident (and Sickness if required) schemes for specific corporate groups or all the staff at a company.

PWS Gulf also has expertise in placing PA inclusive of War Risks for Contractor staff working in hazardous territories such as Iraq and Afghanistan, or specialist PA/Sickness coverages for groups such as divers or ships crew.

  • Group Medical (Health)
  • Health Maintenance Organisation Schemes
  • Group Life
  • Group Personal Accident / Sickness
  • Individual / Small Groups Medical Expenses
  • Kidnap and Ransom

Dr. Ajitha Nair

Tel: +971 4 3552434
Fax: +971 4 3583939