Meet The Team

Charles is one of the founding directors of PWS Gulf and led the team which set up the company in the spring of 1998.

A Bachelor of Science and Chartered Insurance Broker, Charles has worked in the Arabian Gulf for 37 years for four international brokers including PWS Gulf. His expertise includes Marine, Marine Energy, Utilities, Construction, Financial Institutions, Jewellers, and Employee Benefits in addition to conventional Liability and Property classes.

He has experience of transacting insurance business throughout the Gulf and Middle East, Europe, Africa, South Asia, and S.E. Asia. He is also a Director of the UK company.

Appointed a director of PWS Gulf in May 2012, Andrew has more than 40 years experience in both underwriting and broking at Lloyds of London including working at CEO level in very senior roles. An experienced Marine specialist, Andrew assists with PWS Gulf’s Marine placements in to the London market and also provides a corporate presence in this important centre for us. Andrew was a Chairman of the Chartered Insurance Institute of London’s Marine committee for 10 years and is still on the committee. He is a Director of the UK company. He is a Director of the UK company.

Alfred joined PWS Gulf in March 1999 from an Accounts background. As one of the company's
two Senior Managers who reports directly to the Managing Director and the PWS Gulf Board,
his main expertise is Marine Insurance, and he oversees the company's Marine portfolio.

He is also well-versed in non-marine and group medical and accident insurance. Alfred
graduated from Bombay University with a Bachelor of Commerce and is also a Fellow of the
Indian Insurance Institute.

Fanny joined PWS Gulf in 1999 having previously had 2 years experience of insurance and reinsurance broking.

Fanny handles Non Marine classes as well as Cargo, and runs the documentary process for our Marine Cargo and Jewellers Block binding authorities. She also handles an extensive portfolio of Financial Institutions, and other Non Marine insurance and reinsurance clients. She is a Fellow of the Indian Insurance Institute and Cert CII of London.

Arun joined PWS Gulf in 2008. Previously employed as an auditor at an international firm, Arun now runs the new production and accounts programme. A qualified Chartered Accountant, he has more than thirteen years experience in accounts, finance and audit has been based in Dubai for fifteen years.

Nisha joined PWS Gulf in 2008 – previously from a Life Insurance background. She has a Masters Degree in Mathematics and mainly handles reinsurance, particularly Jewellers Block, Financial Institutions, Liability and Engineering classes. She is a Fellow of the Indian Insurance Institute and Cert CII of London.

A Bachelor of Science majoring in Information Technology graduate from the Philippines, Grace worked in a TPA Medical Insurance provider before joining PWS Gulf in July 2008. She principally handles Liability, Property, Marine, Health, and Engineering classes.

Sreejith joined PWS Gulf in December 2006. He has a Master’s Degree in Business Administration (MBA) and is responsible for marketing all classes of direct insurances; he has particular experience of Jewellers, Financial Institutions, and Medical schemes.

Dr. Ajitha is a Medical Doctor, holding a Fellowship in insurance from the Insurance Institute of
India, with more than 15 years of expertise in the healthcare industry, including extensive
clinical practice.

Having previously worked for both reputed TPAs and insurers as well as brokers, she also has
expansive knowledge of the UAE Health Insurance Sector. Her skills, which she brought to PWS
Gulf in 2014, is applied to the design of medical insurance schemes, quotations and the
management, documentation, evaluation, and approval of claims. She currently oversees the
Medical and Life Department at PWS Gulf.

Michelle holds a Bachelor of Science majoring in Banking and Finance from the Philippines. She has more than 15 of years’ experience in various professional fields working as an Office Administrator and Production Officer. Michelle joined PWS Gulf in 2011 and primarily handles Marine insurances and also some General insurances, together with assisting with IT matters.

He is a UK Chartered Insurance Institute qualified Financial Adviser, with a degree in Business Studies. He has a vast knowledge of the offshore financial sector, having worked in Asia and the Middle East for over 20 years.

Paul advises both corporate and private clients on portfolio management and Investment strategies, Pensions & SIPPs, Trust and Estate planning, as well as Group and Private Medical Insurance.

Joyston joined PWS Gulf in 2017. A Bachelor of Business Management, Joyston has more than 10 years in accounts and operations. He assists Arun in handling PWS Gulf Dubai and PWS Gulf UK accounts.

Syed joined PWS Gulf in 2019. Previously employed as an auditor at an international firm. A qualified Chartered Certified Accountant (ACCA), he has more than six years’ experience in accounts, finance and audit.

Nithin holds a Master’s Degree in Biotechnology and Business Administration (MBA) and has more than 8 years’ experience as a result oriented professional in business development. Nithin handles marketing of Motor insurance and corporate Medical insurance, and other classes of General Insurance.